To Make Health Care Affordable, Give Patients Choices

By Bobby Jindal & Heidi Overton

Affordability is on the mind of every American in 2024. From groceries to gas, Americans are spending more. Health care is no different, especially for those with costly medical conditions and high deductibles who started back at $0 of their “deductible met” on January 1.

Health care affordability was recently listed as a top issue for voters in 2024 alongside inflation, with eight in ten and nine in ten wanting presidential candidates to talk about the issues, respectively. In 2023, family health insurance premiums rose to nearly $24,000—a 7 percent increase from 2022—and one in five adults with insurance reported not obtaining needed health care in the past year due to cost.

The country is also spending more overall. Every December, the Centers for Medicare and Medicaid Services provides national health expenditure data for the prior year. Last month’s data showed that in 2022, Americans spent $4.5 trillion—17.3 percent of our GDP—on health care. This was a 4.1 percent increase from 2021 and averaged about $13,500 per person.


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